Presenter: The Iowa Center Staff Date: Tuesday, October 10, 2023 Time: 10:00 - 11:00 am Location: 2210 Grand Ave, Des Moines, IA 50312 Register: Here Understanding your Personal Credit and How to Establish Business Credit.   Did you know that when you apply for a small business loan odds are that you will have to apply using your personal credit? This information is used by lenders and creditors to assess your creditworthiness and determine whether to lend you money or extend credit. Understanding your personal credit is an essential part of managing your finances and achieving your financial goals. We will also discuss everything you need to know about building personal credit for your business, including why it's important, how to get started, and best practices for maintaining good credit!  Click here to register!

Presenter: The Iowa Center Staff Date: Wednesday, October 11, 2023 Time: 10:00am - 11:00am Location: Online Register: Here Turn your dream into a plan with this small group, one-hour business planning class. The Iowa Center staff will help you kickstart your business plan by providing you a road map on completing your plan and taking the next steps towards business ownership. Also connect with other aspiring small business owners to refine your business ideas as you put them into real plans. Click here to register! 

Day/Time: Thursdays, 9:00 - 12:00 am and Tuesday, 9:00-10:30 am Location: Online Cost: $250 Apply online here.  Writing a business plan can be intimidating. You're juggling market research with competitor analysis, financial projections with marketing strategies. With so much to consider and organize, it's easy to lose your drive. DreamMaker Virtual makes it simpler. Here's what you'll do during this 10-week online course: Work to develop your business plan Access online material as well as group + one-on-one virtual support Build your professional network Connect with others working toward the goal of business ownership Learn from guest mentors (including CPAs, attorneys, marketing experts and other small business owners) Class meets weekly online from 9 am to 12:00 on Thursdays for 10 weeks. In addition, speaker sessions will be held from 9 am to 10:30 am Tuesdays. Cost: $250 (inquire about payment plans available) What we cover: Creating a business plan Delivering the story of your business Targeted Small Business Access to capital Small business banking Taxes Legal considerations Insurance Leasing contacts Understanding profit margin Setting your price point Target audience Marketing Outreach strategy Social media and deciding what works for you