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Loans

Starting or growing a small business is next to impossible without access to capital. If you are a current or aspiring small business owner who has lived in Iowa for more than six months, your business or business idea may be eligible for a loan with The Iowa Center.

What We Offer

  • Loans up to $50,000 for established businesses and $30,000 for new businesses
  • Annual fixed interest rate from 3% to 5%
  • Fixed monthly payments
  • No pre-payment penalties
  • Up to 5 year terms

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Benefits

  • Our loans can be used for most business purposes to develop and grow your business but cannot be used to purchase or develop real estate or refinance debt.
  • We offer business support to our loan applicants and borrowers.
  • We can help you improve your credit history.
  • Our flexible underwriting guidelines were developed for small businesses. No business is too small to apply.
  • Your time is valuable. Our application is straightforward and we will help you create your loan application package. Schedule an appointment to get started.

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In Partnership With

A portion of our loans are offered as a part of the state of Iowa’s Targeted Small Business program.
Learn all the benefits of becoming a Certified Iowa Targeted Small Business.

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Developed by Pella Hosting.