Small Business Essentials: Understanding Your Credit Report

Presenter: TJ Daniels, Sr Loan Officer + Credit Coach

Date: September 29, 2020

Time: 12:00pm – 1:00pm

Location: Online

Have you felt uncertain or confused when looking at a credit report?

This webinar will provide an overview of the different types of credit reports (Business Division and Consumer Disclosure Reports), the Fair Credit Reporting Act (FCRA), and explain where the information on credit reports comes from. We will highlight the different sections of a credit report (personal identifying information, credit history, public records, and inquiries) and discuss important information to be aware of when reviewing a credit report. Finally, the process of how an account becomes a charge-off will be explained before reviewing best practices.

About our speaker

TJ is the official cheerleader of The Iowa Center. She’s a vibrant supporter of our mission, programs, clients and staff. As a Certified Credit Counselor, she assists clients with their credit, budget, financial statements and so much more. She also works with our lending programs assisting clients from start to finish, and often times well after the loan has closed making many friendships along the way.