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If you are a current or aspiring small business owner who has lived in Iowa for more than 6 months, your business or business idea may be eligible for a loan with The Iowa Center.

Our loans can be used for most business purposes but cannot be used to purchase or develop real estate.

We offer business support to our loan applicants and borrowers.

We can help you improve your credit history.

Your time is valuable. Our online application is straightforward and takes about 30 minutes to complete. We will help you create your loan application package.

Our flexible underwriting guidelines were developed for small businesses. No business is too small to apply.


What we offer:

  • Loans up to $50,000 for established businesses and $30,000 for new businesses
  • Favorable annual fixed interest rates
  • Fixed monthly payments
  • No pre-payment penalties
  • Up to 5 year terms


A portion of our loans are offered as a part of the state of Iowa's Targeted Small Business program. Learn all the benefits of becoming a Certified Iowa Targeted Small Business.

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